#1: Send Offering in the Mail
36 E Victoria St. Santa Barbara, CA 93101
#2: Stocks, Bonds, and Other Securities
One of the most common types of complex gifts are securities, like stocks and bonds. When members donate securities to their church, they pay no capital gains tax on the appreciated value of their securities. Doing so means your church members avoid the tax on capital gains, maximize the return on investment, and protect the tax credits for use against other taxable income.
#3: Donor-Advised Fund (DAF)
A donor-advised fund is a simple, flexible, and tax-efficient way for Christians to give to their favorite charities, including your church. Donor-advised funds are one of the fastest-growing charitable giving vehicles in the United States because they are one of the easiest and most tax-efficient ways to give to charity. RBI recommends utilizing the PCA Foundation’s premier offering, the Advise and Consult Fund ®, which is free and can be opened with an initial gift of just $1,000.
#4: Qualified Charitable Donation (QCD)
A QCD is a direct transfer of funds from an individual’sIRA custodian account, payable to a qualified charity. In addition to the benefits of giving to charity, a QCD excludes the amount donated from taxable income, which is unlike regular withdrawals from an IRA. For those 70.5 and older, QCD’s can be counted toward meeting your required minimum distributions (RMDs) for the year, if certain requirements are met.
Please contact deacons@cpcsb.org if you have a particular question or request on giving.
